• SM Advantage Privileges Pioneer Insurance

Pioneer Insurance

SM ADVANTAGE – PIONEER COMPREHENSIVE PERSONAL ACCIDENT INSURANCE

For only 20 SMAC points, you can enjoy an SM Advantage – Pioneer Comprehensive Personal Accident Insurance Plan for 12 months plus 30 days FREE with these benefits:

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    • 24-hour coverage, worldwide
    • Accidental Death/Disability Benefit
      • Up to P100,000 cash benefit for losses caused by death or permanent disability due to accidents.
    • Unprovoked Murder and Assault Coverage
      • Up to P100,000 cash benefit to cover losses caused by the risk of murder and assault.
    • Burial Expense Reimbursement
      • Grants reimbursement of burial expense up to P50,000.

 

How to Avail the SM Advantage – Pioneer Comprehensive Persona Accident Insurance Plan:

Submit the accomplished opt-in form available at the Customer Service Counters of any branch of The SM Store or SM Markets. You can also send it via fax to 833-8888 (press option 1, then option 6) or you may access this link https://smadvantage.com/smacmem/#login.

 

Terms and Conditions:
  • Program is open to SM Advantage members.
  • You must be aged 18 to 70 years old.
  • Review of your eligibility is done every 15th of the month.
  • Your enrollment and the effectivity of this plan will commence once 20 SMAC points have been debited from your card.
  • Renewal and re-enrollment to this plan is automatically done after each year of membership provided that you met the required points for renewal.
  • This is a group insurance plan. No Certificate of Coverage (COC) is necessary when claiming.
  • This is general description of the coverage and is not a statement of contract. All coverage are subject to the exclusions and conditions of actual policy.
  • For claims concerns, you may call Pioneer's Customer Service Hotline at (+632) 750 5433 (Monday to Friday, 8 AM to 6 PM).

SM PRESTIGE – PIONEER PERSONAL ACCIDENT AND TRAVEL INSURANCE

For only 40 SMAC points, you can enjoy an SM Prestige – Pioneer Personal Accident and Travel Insurance Plan for 12 months plus 30 days FREE with these benefits:

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  • Up to P150,000 Personal Accident Insurance
    • Grants cash benefits for losses caused by death or permanent disability due to accidents.
  • Up to P2,500,000 Travel Personal Accident Insurance*
    • Coverage against accidents when you are traveling outside of the Philippines up to a maximum of 15 days.
  • Travel Inconvenience Benefits*
    • Reimbursement for Lost/Damaged Baggage up to P20,000 while travelling outside of the Philippines.
    • Medical Expense Reimbursement up to P5,000 for reasonable and customary expenses incurred due to sickness and accidents while traveling.
    • Reimbursement up to P1,000 for every 12-Hour Flight Delay and reimbursement up to P1,000 for every 12-Hour Luggage Delay.
    • 24-Hour Emergency Hotline Access while traveling - Call (632) 226-6911.

*Up to a maximum of 15 days each time the insured travels outside the Philippines within the validity of the existing insurance plan.

 

How to Avail the SM Prestige – Pioneer Personal Accident and Travel Insurance Plan:

Submit the accomplished opt-in form available at the Customer Service Counters of any branch of The SM Store or SM Markets. You can also send it via fax to 833-8888 (press option 1, then option 6) or you may access this link https://smadvantage.com/smacmem/#login.

 

Terms and Conditions:
  • Program is open to SM Prestige members.
  • You must be aged 18 to 70 years old.
  • Review of your eligibility is done every 15th of the month.
  • Your enrollment and the effectivity of this plan will commence once 40 SMAC points have been debited from your card.
  • Renewal and re-enrollment to this plan is automatically done after each year of membership provided that you met the required points for renewal.
  • This is a group insurance plan. No Certificate of Coverage (COC) is necessary when claiming.
  • This is general description of the coverage and is not a statement of contract. All coverage are subject to the exclusions and conditions of actual policy.
  • For claims concerns, you may call Pioneer's Customer Service Hotline at (+632) 750 5433 (Monday to Friday, 8 AM to 6 PM).

 

PIONEER MEDICASH DENGUE INSURANCE

Pay as low as P300 for a Pioneer MediCash Dengue Insurance with a medical cash assistance coverage worth P10,000 once diagnosed with Dengue.

Just present your SMAC at any branch of The SM Store Customer Service or Business Centers nationwide upon payment.

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SMAC Exclusive Rate Condition
P300 Avail two (2) or more Pioneer MediCash Dengue Insurance
P320 Avail one (1) Pioneer MediCash Dengue Insurance

 

Terms and Conditions:

  • Program is extended to BDO Rewards members.
  • Pioneer MediCash Dengue Insurance coverage is valid for one (1) year and can be claimed upon diagnosis.
  • Program is not valid on points earning.
  • Special member rate is not valid in conjunction with other ongoing promotions, discounts, or coupons. 
  • Regular rate of the Pioneer MediCash Dengue Insurance is P350.